23/10/2017 · A Budgeting Advance is a loan, and you’ll need to repay it through your regular Universal Credit payments – your payments will be lower until you pay it back. If you no longer get Universal ;· If you are in financial need and do not have enough money to live on until your first payment, you can ask for an advance payment of your Universal Credit. If you already receive Universal ;· Get an advance payment of Universal Credit. This advice applies to England. You can ask for an advance payment of Universal Credit to help you get by while you're waiting for your first payment. You can also ask for an advance payment if your circumstances have changed and you expect your Universal Credit payments …19/06/2018 · Getting a Universal Credit budgeting advance. This advice applies to England. You might be able to get a loan as part of your Universal Credit if you need to cover a specific expense - this is called a 'budgeting advance'. If you get a budgeting advance, you'll get reduced Universal Credit payments until you've paid off the amount you you’re waiting for your first Universal Credit payment and have little or no money, you can request an advance payment. You have to repay the advance from your future Universal Credit payments within 24 months. You can ask for up to a full month’s payment in advance. You don’t have to ask for it all in one Credit: Get an advance on your first - a Universal Credit budgeting advance - Citizens AdviceGet an advance payment of Universal Credit - Citizens AdviceUnderstanding Universal Credit - Help with emergency costsGet an advance on your first payment If you need help to pay your bills or cover other costs while you wait for your first Universal Credit payment, you can apply to get an advance. The most can apply for a Universal Credit advance payment if you're struggling financially, for example, you can't afford the rent, bills or food, while you wait five weeks for your first Universal Credit payment. You may be awarded a maximum of 100% of your estimated first Universal Credit payment as an advance.