This loan program is subject to approval under the Lender's credit policy and other criteria, and may not be available in certain jurisdictions. Lender may sell your Custom Choice Loan to a third party. All borrower benefits set forth in your credit agreement that are not subject to the discretion of Lender must be honored by any potential A signed Loan Packet, including the Credit Agreement, Approval Disclosure and Applicant Self-Certification Form is required before a final loan decision is made. Your school will be required to certify the loan amount for the upcoming academic year/semester prior to ;· Alternative/Private Loans An Alternative Loan is a private, non-federal loan from an outside source such as a bank or other lending institution. An Alternative Loan can be used when you are no longer eligible for a Direct Loan, or to help close the financial gap between the cost of attendance and all other forms of financial is an Alternative Loan? Alternative Loans are offered by banks or lending institutions to assist students in bridging the gap between college costs and traditional funding sources. These loans are private supplemental loans and are not guaranteed by the federal government. Terms and conditions of these loans can vary according to specific lender ;· Private student loans – also known as alternative loans – are offered by private lenders to provide funds to pay for educational expenses. They are not part of the federal student loan program and generally do not feature the flexible repayment terms or the …

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