Representative example: The advertised rate is , so if you borrow $15,000 over 3 years you will pay a $450 Establishment Fee and no Monthly Fees. You will …Personal Loans Summary. Personal Loans are available generally for amounts up to $70,000 - but the interest rates charged vary wildly; the better your credit score and credit history and overall loan affordability, the better deal you'll get.; Peer-to-Peer lenders such as Harmoney, Squirrel Money and Lending Crowd offer an alternative to traditional banks and finance companies; they only Police CU Personal Loan (Membership criteria apply) Secured Personal Loan (Membership criteria apply) Secured 80%, max $20K Personal Loan (Membership criteria apply) Secured 40% - 60%, max $10K Personal Loan (Membership criteria apply) Secured Blue Credit Personal Loan Secured loans usually have lower interest rates than unsecured loans, because there is a lower risk to the bank of losing their money. Unsecured loan: A loan where the borrower does not provide any asset as security for their debt. Because the loan is not insured, it’s a higher risk, so lenders charge higher interest rates than for secured loan. A Harmoney Personal Loan of $20,000 borrowed for 36 months with a fixed interest rate of the total amount you would need to repay would be $23,178 (made up of $20,000 principal, interest of $2,728 and a $450 establishment fee).Best Personal Loans - MoneyHub NZCompare Personal Loans - No Contact Details Required Personal loans - Choosing the cheapest personal loan » Sorted19 реда · 9/4/2020 · A score of 800-1000 has an interest rate of , 600-799 is and less …