Micro enterprises. Purpose of financing. Working capital. Capital expenditure. Provide easy access to financing. Simple financing procedures allowing for fast disbursement. Incentives to encourage good repayment practices. Takaful Insurance protection provided by Bank. Training and guidance for borrower development is Pembiayaan Mikro-i MUsk (Modal Usahawan Kecil) is a Shariah compliant business loan that follows the contract of Tawarruq and is offered to micro and small entrepreneurs for capital expenditure and working capital. If you are a small business owner, you can borrow between RM1,000 to RM50,000 at a flat profit rate of Pembiayaan Mikro-i MEF (Micro Enterprise Fund) is a Shariah compliant business loan that follows the contract of Tawarruq and is offered to micro and small entrepreneurs for capital expenditure and working capital. If you are a small business owner, you can borrow between RM1,000 to RM50,000 at flat profit rate of Transfer to Bank Rakyat. RM 2,000 – RM 4,000. 15 times monthly gross income. RM 4,001 – RM 6,000. 20 times monthly gross income. More than RM 6,000. 25 times monthly gross Rakyat Personal Financing-i Private Sector is a personal loan that offers a financing amount of up to RM 150,000. It also has a relatively low installment and decent financing with a relatively low gross income requirement. Best for: Personal use including your kid’s education fund. Income requirements: Minimum RM 2,000/month. Pros:Microfinance Microcredit in Malaysia2021 Bank Rakyat Personal Loan - Up to RM150K Approved2021 Bank Rakyat Personal Loan - Up to RM150K ApprovedBank Rakyat Skim Pembiayaan Mikro-i MUsk - Low RequirementLatest 3 months Bank Statement: √: √ EPF Statement. √ At least one (1) of following document: Confirmation letter from employer; EA form √: √ Copy of government or army pensioner card Confirmation Letter Pension Transfer to Bank Rakyat √ Pension (JPA) Ledger (JHEV) Statement √ Latest bank statement for 6 months Bank Rakyat Auto Hire Purchase Financing-i offers a flexible installment scheme in purchasing new local and imported cars from the market. Shariah Concept Al-Ijarah Thumma Al-Bai` (“AITAB”)Guarantee. To provide financing to SMEs to expand their business. Companies which are registered with Companies Commission of Malaysia. Minimum 3 years in operation. Original quotation for the equipment machinery. Purpose of Financing To finance purchase of equipment or machineries. Financing Limit No limit. Tenure of Financing Up to 10 Retail Bank BR. Loan of Rp 50 – Rp 500 million. Loan types: - Working Capital Loan (KMK) with a maximum term of 3 (three) years. - Investment Credit (KI) with a maximum term of 5 (five) years. Effective interest rate of 7% per yea. No provision fee and administration fee. Collateral per the bank’s regulation. KUR TKI Bank BRI.

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