Apply for one of our other current accounts, like the Classic Account online and if you’re unsuccessful we can usually offer you a Basic Account without needing to reapply. Existing customers who have become insolvent ( bankrupt, or have entered into a voluntary agreement to prevent being declared bankrupt), please visit your nearest branch or call us on 0345 300 0000 .No fee, or £3 a month. There’s a £3 monthly fee for maintaining the account, but we’ll refund this every month in which you pay in £1,500 or more. Earn interest on your money - on balances up to £5,000, when you pay out two different Direct Debits each month. Choose a yearly benefit from:How to apply for a Basic Account. You cannot apply for a Basic Account directly and will need to start by applying for one of our current accounts. We will try to get information about your credit history to decide which account is right for lets you bank online, on your phone and in branch. Our online application will let you know if you’re eligible – and will offer you the right account if you’re not. No monthly account fee – plus there’s no overdraft (arranged or unarranged) to help you avoid from one of our bank accounts below. Our range of bank accounts can offer you simplicity when managing your everyday spending, or a little bit more, with accounts that include a wide range of insurance benefits. Browse our variety of bank accounts today, to find the one that’s right for you and apply. Compare our full range of bank accountsBasic Account - UK Bank Accounts - Lloyds BankBasic bank account | Open a basic bank account online Open a Current Account Online | UK Bank Accounts | Lloyds BankBasic Account - UK Bank Accounts - Lloyds Bank25/07/2019 · Opening an account online with Lloyds can take less than 10 minutes if all goes smoothly. Much like HSBC, Lloyds doesn’t require photo ID from every new customer. Instead, it verifies your identity through the credit check process. If you don’t pass this, you will need to upload photo ID …Benefits of having a TSB current account. Quick, easy and safe banking online, over the telephone or in a branch. Option to have a joint account so you can share bills and payments. Switching your banking to us is hassle-free and only takes seven ;· If not speak with Shelter and according to a browser search the HSBC Lloyds open up accounts. Have you tried contacting any banks to ask? I was trying to save some time by asking the good folk on the forum who may have experience
