29/01/2020 · Again, a soft credit check doesn’t affect your score, but a hard credit check may knock five to 10 points off your credit score, and could impact your score for a few months. Some lenders take a harder line when it comes to unsecured loans—if you have a lower score or a shorter credit history, for example, it may be harder to find a loan program where you fit the eligibility addition to the information noted below, you must also meet our underwriting criteria to obtain a home loan from SoFi. Loan eligibility depends on a number of additional factors, including your credit score and credit history, monthly income and expenses, assets, and employment status and history. You are at least the age of majority in your state04/01/2021 · The minimum credit score required to qualify for a SoFi personal loan is 680. The median gross income is $106,000. There are no set limits to the length …12/08/2021 · SoFi Loan Requirements Minimum credit score: SoFi requires a credit score of at least 680 for personal loans, according to Minimum income: SoFi does not disclose any kind of minimum income requirement. Age: You must be at least 18 years old. Citizenship: You must be a citizen, 16/02/2021 · Good credit required: SoFi requires a minimum credit score of 680 to be approved for a personal Personal Loans: 2021 Review - NerdWalletSoFi Personal Loans Reviews (Aug. 2020) | Personal Loans SoFi Personal Loans: 2020 ReviewSoFi Personal Loans Reviews (Aug. 2020) | Personal Loans Once we started recommending SoFi personal loans and student loan refis, a lot of readers have wanted to know what credit score they need to qualify for a SoFi loan. Since SoFi offers some of the lowest interest rates available, and do not charge any original, prepayment, or other hidden fees, they can choose to be picky about who they approve. We recommend SoFi to applicants who have a credit score of 700 or more. …13/07/2015 · SoFi requires a minimum 680 FICO score for personal loans. As personal loans go, SoFi is able to offer such competitive rates because they tend to have high qualification standards. The company takes financial history, monthly income vs. expenses, and professional experience into ;· Many other personal loan lenders, including LightStream and Discover, only require a credit score of 660. High minimum loan amount. The lowest amount you can borrow with SoFi is $5, ;· SoFi doesn't publicly disclose many of its borrower requirements, but according to customer service representatives, borrowers with good to excellent credit are the most likely to qualify. Here Applicants with a credit score of at least 680 and up to 850 may be eligible for SoFi Personal Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher. SoFi Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.

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