SIB Personal Loan is a special personal loan scheme offered by South Indian Bank with low interest rate and instant approval Interest rate. 12 months bank statement showing salary credit/Bank statement from where loans are of Interest; Up to and including Rs lakh: per annum ( below Repo rate) Above Rs. lakh - less than Rs. crore: per annum: Rs. crore - less than Rs. crore: per annum: Rs. crore and above: per annumSouth Indian Bank offers individual and group personal loans with an interest rate starting from onwards for individuals and for groups. The tenures range between 1 year and 5 years. A processing fee of 2% is charged on the total loan amount. Particulars. ;· Factors that Affect Personal Loan Interest Rates. Income: Loan providers take the applicant’s income into account when deciding the interest rate. Individuals who have a high income pose a lower risk to the bank and, thus, might be offered a lower interest Indian Bank Personal Loan Interest Rate @ - 21 Jan 2…Indian Bank Personal Loan in India | MyLoanCarePersonal Loan Interest Rates - Fees & Charges - Axis BankPersonal Loan Interest Rates - Fees & Charges - Axis BankJun 25, 2016 - South Indian Bank Personal Loan - Get details about Interest Rate, EMI Calculator, Eligibility, Documents Required and Apply would like to show you a description here but the site won’t allow charged on loan oustanding, pre-payment charged on amount of part payment. 5% for 0 to 12 months. 4% for 13 to 24 months. 3% for 25 to 36 months. 2% for greater than 36 months. (Subject to change as per Bank’s discretion from time to time)

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