For a $10,000 Wells Fargo Personal Loan with a 3-year term. Rates Ranging from: Personal Loan Representative example of repayment terms for an unsecured personal loan: For $12,000 borrowed over 36 months at Annual Percentage Rate (APR), the monthly payment is $399. This example is an estimate only and assumes all payments are Repay a Personal Loan in terms of 12-84 months. Interest rates range from to Annual Percentage Rate (APR). No origination fee or prepayment penalty. Representative example of loan repayment terms for an unsecured loan: For $12,000 borrowed over 36 months at Annual Percentage Rate (APR), the monthly payment is $ ;· Wells Fargo makes both unsecured and secured personal loans and lines of credit. Loan amounts go up to $100,000 for unsecured loans and $250,000 for secured loans with different interest rate ranges. Unsecured Personal Loan Terms and Requirements. For unsecured personal loans, you can borrow up to $100,000 through a loan or line of credit at Wells Fargo. Interest rates range from …10/30/2020 · Wells Fargo also has a secured personal loan option that uses your CD or savings account as collateral. You can borrow between $3,000 to $250,000 for up to 10 years — APR is fixed for the entire loan term. However, Wells Fargo doesn’t list its rates online. And unlike its unsecured personal loan option, you’ll pay a $75 origination ;· Wells Fargo personal loan rates range from to for unsecured loans. For context, Wells Fargo’s best unsecured loan rates are on the low end of the market, and their cap is decent. There are other lenders with maximum APRs under 20%, though. However, Wells Fargo’s secured loans have a very low range of 8% to Fargo personal loans review December 2020 | Fargo Personal Loan Review: Low Rates and Large Wells Fargo Personal Loan: 2020 Review - NerdWalletWells Fargo personal loans review December 2020 | ;· This loan option also offers fixed rates and fixed terms allowing you to better manage your budget. Personal Line of Credit. Wells Fargo also offers personal line of credit that comes with a number of benefits such as immediate funding, lower minimum amounts, quick decisions and competitive Fargo personal loans can be requested to use for virtually anything. This includes loans for college tuition, paying student debt, real estate, and more. The bank’s minimum loan amount is $2,000 and the maximum loan amount is $100,000. This makes the Wells Fargo personal loan favorable to both high and low net worth ;· But Wells Fargo offers unsecured personal loans of up to $100,000 and secured loans of up to a whopping $250,000. If you don’t need that much, Wells Fargo’s minimum loan amount is $3, ;· The bottom line: Wells Fargo’s personal loan is a good choice for borrowers looking for large loans at low rates, but existing customers will reap the most benefits. Jump to: Full Review