7 documents you need when applying for a home loanApplying for a home loan - CommBank6 Tips to Get Approved for a Home Mortgage LoanCalculator for Required Income to Qualify for a Home MortgageCalculator for Required Income to Qualify for a Home Mortgage13/05/2021 · Depending on your unique financial situation, there are several documents you might need when you apply for a home loan, including your tax returns, pay stubs, bank statements and credit history. Editorial Note: Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ ;· To be eligible for a loan against property, it’s important that you meet the following criteria: I am a home-owner, or own property equity. To be eligible for a secured loan (or homeowner loan) you’ll need to own property either in part or in full. You’ll also need to meet the lender’s eligibility a straightforward home loan (for example, you’re a solo borrower or not self-employed), we’ll need to see proof of identity, income and how much you owe should you apply in person with a Home Lending Specialist, or have them to hand if you choose to apply scores and credit activity have a major impact on mortgage approvals. According to the Home Loan Learning Center, a large percentage of lenders require a minimum credit score of 680 (620 for FHA mortgage loans) – and if your score falls below 680, lenders can deny your request for a …

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