You’ll need to show us your two most recent payslips, or if you’re self-employed, we’ll need your personal tax return or notice of assessment (less than 18 months old). ;· Understand Your Credit You generally need credit to get a bank loan. In addition, your credit will often dictate the type of loan and loan terms a lender grants you. This means that you should have a history of borrowing and repaying loans to get a ;· When you apply for a personal loan, the lender you choose sets the criteria for what documentation you’ll need. Fortunately, the documentation requested is usually similar across ;· 2. You may qualify for a relationship discount. Some personal loans from banks come with perks, such as a relationship discount. With Wells Fargo, for example, you’ll get a interest rate reduction if you have a qualifying consumer checking account with the bank and enroll in automatic payments. Citizens Bank also offers a discount of 0 13/12/2017 · Many lenders will ask for your employer name and phone number in the full application. But your pay stubs and direct deposits are usually enough to satisfy a lender’s employment verification. If needed, the lender can get in touch with your employer to verify your employment and income you'll need to apply for a personal loan - CommBankPersonal Loans From Banks: 5 Things to Know | Credit KarmaHow to Get a Bank Loan: Get a Personal Loan From Your BankThings to Know About Personal Loans

Tags: