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5/14/2020 · Payday loans have become the face of predatory lending in America for one reason: The interest rate on the average payday loan is 391%. And that’s if you pay it back in two weeks!A payday loan is a high-cost unsecured loan that can be availed at the time of a short-term financial crisis. While this kind of a loan can be secured both online and offline, it shoùld typically be repaid on the next payday of the ;· The interest rates charged on more traditional personal loans vary, but usually carry rates of between 8% to 15% (payday loan interest rates are charged monthly, so end up being very Interest rates range from 50%-299% depending on your resident state and payment terms are anywhere from four to 26 months, again depending on your state. RISE doesn’t operate in all 50 states, so make sure it offers loans where you ;· Interest rates vary according to personal circumstances and the amount borrowed, but on average, ea