Suncoast Credit Union Accessibility Statement. Purpose Since early 2017 and as part of Suncoast's commitment to accessibility for persons with disabilities, Suncoast has been working to modify and update all of its core web page material and mobile application material to include enhanced features for improved financial situations do happen. It is recommended that consumers consider all available options before choosing to use a payday loan: Ask your bank or credit union for a loan. The interest rate cap for small unsecured loans is currently 36% – significantly lower than a payday loan…Federal Credit Unions: Payday Alternative Loans (PALs) To provide credit union members with an alternative to high-cost payday loans, the National Credit Union Administration. (opens new window) (NCUA) allows federal credit unions to offer small-dollar loans called PALs. The borrower must be a member of the credit union for at least 1 The Payday Alternative Loan is a small

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