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02/08/2021 · While Bank of America doesn’t offer personal loans, many other banks do. Small local banks may also provide personal loan funding. Banks can provide reasonable interest rates if you have a good credit score, and small local banks often have good customer service as of America Personal Loans. It is an insecure deal for the lender because of the amount of risks that the lender has to deal with. As the result, the lender then would set much higher interest rates on the loan, and also sometimes charge another additional fee. The unsecured loan is an easy way to get fast loan with less paperwork ;· Though Bank of America does not offer personal loans, there are many other lenders that can provide one. As always, compare personal loans -- interest rates, fees, and terms -- before ;· Bank of America is not the only major bank with no personal loan offers, but there are still plenty of banks that do have them. You can easily compare pers