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10/04/2018 · In April 2018, it's possible to get personal loans for between £1,000 and £25,000. Usually, the interest rate is fixed and repayment periods tend to be either one, three or five years. Getting an unsecured loan for £20,000 could prove tricky, and the interest could mean you pay back well over the amount you compare loans that can be paid back over terms of between one and 25 years. The APR interest rate you’ll be charged depends on your personal circumstances, and will usually be between and Representative example: APR Representative based on a loan of £10,000 repayable over 60 months at an interest rate of pa (fixed).27/05/2013 · Best way to borrow £20000. I need to borrow £20000 for a new kitchen, but dont know the best way to do this. My options are unsecured loan for 5 years, which is just about affordable. Extend the mortgage for 10 years. Or £5000 on a 0% credit card and £1

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