9/27/2017 · A secured loan is one where you need to pledge collateral—for example, pledge gold or mortgage your commercial or housing space or your vehicle with the lender—to avail the loan. An unsecured loan is where you do not need to provide any collateral. Gold loans, mortgage loan, car loan, home loan are all examples of secured loans. Whereas, personal loans, credit card can be categorized under unsecured Personal Loan. Personal loan is the best option available for people looking out for a way of getting easy and quick money to meet up their needs and demands. Various banks available in India like ICICI, PNB, and SBI give you the facility of obtaining this type of loan. You need to decide between the two types of personal 3/16/2021 · Thus, secured loans have a lower rate of interest as compared to unsecured loans. In fact, if some borrowers have a low or weak credit score, it is recommended that they opt for a secured, collateraliz

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