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The same can be said for lending to a friend or family member. Since the money might never be paid back, you need to decide if you’re willing to forgive the debt in order to save the relationship – so if $5,000 could break you financially, don’t lend it. Even the most well-meaning loved one …8/22/2012 · Just because you're lending a friend or family member money doesn't entitle you to micromanage how they use it, nor does it mean you have co-ownership of what they're …11/24/2020 · If you choose to gift money to friends and family versus lending it, you can give up to $15,000 per person annually without triggering the gift tax. The Don’ts for Lending to Friends and Family 8/5/2020 · That means that simply lending money to people without things like looking at their credit history is a financial risk. Beyond that, the core problem with loaning money to a family member or a friend is that