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The best personal loans in New Jersey are from LightStream, whose loans are available nationwide and have APRs ranging from - LightStream charges 0% for an origination fee, and offers loans ranging from $5,000 - $100,000. The credit score requirement for a …12/09/2019 · Best New Jersey Lenders for Personal Loans. If you want to work with a bank that is local to New Jersey, we recommend the following banks: M&T Bank; Santander Bank; PNC Bank08/07/2019 · eNJloans Ultimate Guide to Personal Loans in NJ. Personal loans are loans with APRs (expressed as a percentage) of to Personal loans can be either unsecured or secured, unsecured means that no collateral is backing the loan while secured means that the loan is backed by some sort of collateral (home, car, or other assets).We offer three types of Personal Loans: Signature Loan. All we need is your signature and you’re good to go. Use the money for whatever you need and enjoy terms that