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12/18/2020 · A no-income-verification mortgage is a home loan that doesn’t require standard income documentation(including paystubs, W2s or tax returns) for approval. The lender allows you to use other items, such as bank statements, to show that you can repay a ;· No doc loans are also available to those who are self employed and who need a bad credit mortgage. Borrowers that opt for a No Doc loan are typically those who don’t prefer to have their entire life and financial history presented to the lender. For instance, they might be using an inheritance to secure a loan or have fluctuating income from owning their own ;· A no doc mortgage is often referred to as a no-income verification mortgage. As the name implies, this type of loan does not require a lender to verify how …NO-DOC LOAN PROGRAM. No-Doc Loans offer extremely versatile qualifying guidelines coupled with flexible underwriting standard. In short, there is no income