Salary Transfer to Bank Rakyat. RM 2,000 – RM 4,000. 15 times monthly gross income. RM 4,001 – RM 6,000. 20 times monthly gross income. More than RM 6,000. 25 times monthly gross citizen; Minimum age of 18 years and maximum 60 years old at the end of the financing tenure; Minimum fixed monthly income of RM 2,000 including fixed per document (inclusive 0% GST) Stamp Duty Fee. of total financing as contained in the Stamp Duty Act 1949. Disbursement Fee. NIL. Early Settlement Fee. Only available for Zero Entry Cost package ( of the total financing) Valuation Fee. Applicable to completed property Rakyat’s personal loans are available with either a flat interest rate (fixed interest rate) or a floating interest rate (variable interest rate). A flat interest rate is where a fixed interest is applied on the loan repayment until the loan tenure ends. A flat interest rate is good because it gives a clear repayment amount consistently Self-employed. Bank Statements

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