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Mi Credit is a personal loan platform from Xiaomi - India’s #1 Smartphone Brand. The loan can be repaid with easy EMIs over a period of 91 days to 2 years, with an average interest rate ranging from to 3% per month depending on product availed. For example, if the loan amount is ₹20,000, interest charged is per annum and the loan is to be repaid over 6 EMIs, then the overall MI Credit is a service launched by Xiaomi – one of India’s largest phone brand, where it offers loan services to its customers. If you are a MIUI user or a customer of Xiaomi, you have the option of availing a loan by using the MI Credit instant loan facility. Similar to Mi Credit Loan we can opt personal loan4/8/2019 · The loan is collateral free which means you don’t have to provide any kind of security in terms of property. However, you will have to pay a processing fee to avail the loan; How to Use Mi Credit. 1. Open Mi Apps on your Xiaomi device and search Mi Cre
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