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10/28/2019 · What is a Good Personal Loan APR? A good APR on a personal loan ranges between and 11%. The lowest APR on a personal loan is around And the average APR for a personal loan is around 11%, according to the Federal Reserve. You’ll likely only be able to get rates close to if you have excellent lenders advertise their loan rates in this way to help people compare across lenders. The representative APR will change depending on the loan amount. To be representative it must be the rate offered to at least 51% of people, but it's not guaranteed and anyone applying for a personal loan could pay more than the representative APR ;· APR is short for “annual percentage rate,” which is the total yearly cost of borrowing money expressed as a percentage of the loan principal. APR includes not only interest but certain other costs and fees associated with the loan. All things equal, the lower the APR, the better. So always be on the look

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